Monthly Archives: July 2016

Time Management Can Lead To Financial Freedom


Time management is critical to Canadian career professionals. For a moment–think about those who work in a professional position all across the globe. Time management is effective for every single one of them. Have you ever heard that phrase: time poverty? The mismanagement of your time really can lead you down a road of poverty–a circumstance we’d all like to avoid if possible. The good news is that this can be avoided and it all starts with the individual. If you want to grow your income, reputation and career success in general then you have to develop a calm time strategy to increase your productivity and get the job done well every time!

If you can do this then you can do just about anything. Time seems to block all of us from achieving our goals, but as mentioned, planning a strategy to organize your time and meet your priorities will make a difference. Life has simply grown in complexity, especially business life. Time pressure is deadly, crushing and poverty causing. If you want to really improve your productivity, make a larger income, but do so without feeling overwhelmed, the following tips we are going to share with you here will be beneficial. Are you ready?

Stop Working Against the Clock: Develop Time Literacy


Yes, time literacy helps you avoid time poverty and ensures you have success and a stable life. It ensures you are in charge of your business and personal life in a comfortable way. You don’t feel crunched or in debt when you’re more aware of what time literacy is all about! What you do need to do is be accountable for how you use your time. For instance, just like managing money–how you work and what you invest determines your success. Let these below tips be your guide:

  • Begin understanding the concept of time and look at it like your paycheck
  • Create assets in the time you have specified
  • Start understanding assets grow income 
  • Know time equity can impact your financial equity
  • Stop saying you don’t have enough time
  • If you work from home, identify distractions and do something about them
  • Work on things your really sincere and passionate about

If you don’t have time planned appropriately you’ll not have the amount of finances you really need, or want. It’s a fact. So, how are you going to start building an appropriate time saving plan from here? Who are you going to hold accountable for meeting work goals? Of course, these are all small steps, but they will lead you to financial stability for the long-term! Time is definitely what you make of it, and don’t take advantage of that!




Popular Reasons You Should Never Get A Job 9 to 5



You don’t need a job 9 to 5? Now, that is a new one, isn’t it? It would be really exciting if it were true–but what if it could be? While we all do need a stable income to pay those routine bills and cover surprise expenses (plus more) there are more credible ways of doing this than just getting a job. Canadians who work overtime are found to be far less satisfied in life than those who don’t.  Just a few of the more common, and popular reasons you should avoid the 9 to 5, or get out of it are:

  • The 9 to 5 pushes you to work more, work harder and work faster
  • If you feel suffocated by your job and are listless, it might be time to get out 
  • If you want to manage your own work and hours you put in
  • If you feel hours put in aren’t matching the salary being received
  • You want to start your own creative adventure
  • You’re not making ends meet, though you work endlessly
  • And more…

A great example of all of this is online, where many are taken advantage of the money making opportunities clearly in abundance. Now, bear in mind, we aren’t speaking of some online scam or get rich quick failure. No, online money making ideas take time to, but they are far less stressful for those who want to make more money. We want you to remember, many people leave the 9 to 5 train to become self employed. This isn’t always about making money through a blog, sales, or designing an eCommerce site either. Creativity comes into play–BIG TIME!


The bottom line is: you don’t have to sell your services and skills into servitude! That is just wrong. We all deserve a decent income and we deserve to be well satisfied in our lives, from our work in particular. There are so many Canadians now who have found self employment to be more resilient and more satisfying than anything they’ve ever attempted before. Of course, in a self employment role you have to market and make contacts for yourself, but there are so many other things you can do too.

Let’s now look at some amazing ways you can make break away from that 9 to 5 right now and potentially earn a substantial income 

 Working For Yourself Might Be Better Than 9 to 5

9 to 5

So, naturally, working for yourself cuts out some specific costs, but there are downsides. For example, you have to be prepared for end of year taxes, meaning you have to have paperwork in order. Some find this a bit more stressful, but worth it in the end. Just one fact anyone leaving the traditional 9 to 5 rat race needs to be prepared for is the different structure. You’ll not be off on holidays and get paid like you used to–so, are you ready for that? You do determine your schedule, but you might find yourself working more than you did before. It happens! Still, if you want to break free, the following tips will help:

  • Begin building a strong online presence
  • Start cold calling and meeting new business contacts for growth
  • Be ready to manage your expenses and cut back until you meet your business goals
  • Start educating yourself on marketing and improving marketing strategies
  • Don’t procrastinate



Tips to Avoid My 5 Personal Money Mistakes

Depressed and stressed university student. CREDIT: Janine Wiedel/Getty Images

Finances can be confusing to many young Canadians across British Columbia–and stressful, I know this personally. It is never easy admitting mistakes we might have made in the past, especially when it comes to your money and spending–but it is the only way you can really transform for the better. Now, it is common to make money mistakes in your 20’s and 30’s, and even sometimes into your more mature years–definitely if it’s about investments gone awry. Hopefully our tips we share with you here will help you to avoid any and all types of financial blunders throughout every phase of life. It would be helpful, wouldn’t it?  Please read on for some of the most common, and easiest financial mistakes people make daily.

Financial Mistakes That Are Totally Avoidable

Remember, there are unique financial mistakes for different phases of life, some more critical than others even. For example, when you’re 18 you don’t think much about how you’re spending money, but it can have an impact. However this isn’t as detrimental as it would be when you’re at the age of saving for retirement. Something to think about, right–because really, you’re never too young to start saving. Let’s look a bit closer at what works and what doesn’t and how you can stay ahead of the financial game!


Mistake #1 Why are you trying to keep up with all of your friends? You don’t need to splurge and spend money like a crazy person just to look cool, this isn’t high-school anymore! Looks can be extremely deceiving, so don’t fall into the trap you’re trying to avoid.

Mistake #2 Lose the reckless attitude about managing your money because you’re young. It’s all too common. You think that you don’t have to worry about managing and saving your money properly because you’re just a college student. Well, think again. Developing the right mindset about money when you’re young helps you better manage it when you REALLY need to!

Mistake #3 Don’t go into credit card debt! Too many college students go into debt to pay for college, or to get by while a student. Many creditors take advantage of young people during this time, so try your best to avoid credit cards and other high interest loans. These money mistakes can have long-term consequences.

Mistake #4 Don’t spend too much on a car! Going into large debt for a car can be a college students biggest mistake. If you can save the money for a good running vehicle, a few years older, it will be the best solution for you. This will help you avoid the stress of making a car payment month after month.

Mistake #5 An inability to start a budget can cause financial stress when you don’t need it. You’re never too young to begin keeping track of what you spend and where your money goes. You should plan and document all of your transactions, finding ways to mend holes and begin putting money aside for that possible rainy day.

Stanford University students listen while classmates make a presentation to a group of visiting venture capitalists during their Technology Entrepreneurship class in Stanford, California March 11, 2014. Stephen Lam/Reuters (UNITED STATES - Tags: EDUCATION) - RTR3QTMX