Monthly Archives: September 2014

Fitness, the Frugal Way

Gyms

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The health benefits of regular exercise are priceless, but that doesn’t mean that you have to spend a lot of money on staying fit. The average gym membership in Canada costs between $40 and $50 each month, and that doesn’t include common additional charges such as joining fees. If you want classes or a personal trainer, those costs can add up to hundreds of your hard-earned dollars each month. Most people also vastly overestimate how often they’ll actually use the gym when they’re considering membership, making it less cost-effective than they expected.

Using Your Credit Card Responsibly

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Credit cards are useful, but they’re also dangerous. Their convenience makes it very easy to pile up debt, debt which will accumulate interest quickly and ruin your finances. This guide will teach you how to use your credit card responsibly, enjoying the benefits of credit card use while avoiding the risks.

Protecting Yourself From Fraud

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Canadians lose millions of dollars every year to credit and debit card fraud. While the amount stolen has dropped since the heights of 2009, 2013 still saw $29.5 million in debit card fraud alone. Criminals can use stolen personal details to empty your bank accounts and take out credit under your name. You can reduce your risk of having your bank details stolen, and reduce the damage if they are, by taking a few simple precautions.